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Tom Selby is a financial expert specialising in pensions and retirement issues. He joined AJ Bell in 2016 as senior analyst and was recently made head of retirement policy. Tom’s views on retirement issues are regularly sought by policymakers, national newspapers and broadcast media, and he is also a regular guest on AJ Bell's successful 'Money & Markets' weekly podcast. Prior to joining AJ Bell, Tom was a multi-award-winning financial journalist. He also has a degree in Economics from Newcastle University.

Bruce Stout is a senior investment manager on the Global equities team. Bruce joined Aberdeen in 1987 via the acquisition of Murray Johnstone. Bruce has held a number of roles including investment manager on the emerging markets team. Bruce graduated with a BA in Economics from the University of Strathclyde and completed a graduate training course with General Electric Company UK.

Rhys is a portfolio manager and senior credit analyst within the Henley Investment Centre's Fixed Interest team.

Rhys began his investment career within the Product Support team in January 2002 before moving to the Fixed Interest team in November 2003. In 2014 he was appointed deputy fund manager for City Merchants High Yield Trust Limited and Invesco Perpetual Enhanced Income Limited.

He holds a BSc (Honours) in Management Science from the University of Manchester Management School and is a CFA charterholder.

Mike Kerley, Portfolio Manager of Henderson Far East Income Trust, has managed Pacific equities since joining Janus Henderson in 2004 and managed the Investment Trust since 2007. Previously, he was with ISIS Asset Management as Director of Pacific Basin equities. Prior to this, he assumed the positions of fund manager for global equities and for emerging market equities at Invesco. He has managed money in the Asia-Pacific region since 1993 and has 35 years of financial industry experience.