To deliver a total return (the combination of income and capital growth) that at the end of any five year period is equivalent to achieving a total return of the Consumer Price Index plus 3% each year over that period, after all costs and charges have been taken. There is no guarantee that the objective will be met or that a positive return will be delivered over any time period and capital is at risk. To invest directly and indirectly, in thefollowing assets: equities, bonds, property,hedge funds, commodities, loans, cash,deposits and money market instruments.The Sub-fund’s allocation to bonds mayinclude corporate bonds, government bondsand high yield bonds.