Virgin Money said its third-quarter earnings were in line with expectations and reaffirmed its full-year guidance.
Mortgage balances rose to £32.9m, up from £29.7m in the previous corresponding period. Credit card and deposit balances also rose.
"The UK housing market continues to prove resilient and in a competitive mortgage market we remain focused on growing assets at the right price and quality," chief executive Jayne-Anne Gadhia said.
"Our prime credit card business is developing as planned and, as a responsible lender, the strict and consistent application of underwriting standards supports a low and stable cost of risk as well as resilience in the future."