Secure Trust Bank said its full-year results were expected to be in line with market expectations.
The company said it continued to re-position its lending portfolios away from higher-risk consumer lending during the final quarter of 2017.
The shift culminated in the profitable sale of a residual unsecured personal loan book in the final quarter.
Overall customer numbers and associated retail finance, motor finance, mortgages and SME lending balances continued to grow "in a carefully controlled manner", the company said.
"Following a year of very significant transition and new proposition development, STB enters 2018 well placed to pursue its strategic priorities through developing its business model organically and pursuing M&A opportunities," it added.