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Onesavings Bank Fundamentals

Company Name OneSavings Bank Last Updated 01 Jun 2020
Industry Financials Sector Consumer Finance
Shares in Issue (m) 446.20 Market Cap (£m) 1,254.72
PE Ratio 5.35 Div per Share (p) 16.10
Div Yield 1.74 Div Cover 10.73
EPS 52.60 EPS Growth (%) -5.23
PEG -1.02 DPS Growth (%) 10.27
Debt Ratio 93.10 Debt Equity Ratio 1.00
Net Gearing 93.10 Gross Gearing 93.10
Asset Equity Ratio 14.50 Cash Equity Ratio 0.03
Quick Ratio 0.00 Current Ratio 0.00
Price To Book Value 0.85 ROCE 0.98

Onesavings Bank Dividends

Type Ex-Date Pay Date Currency Net Dividend Year Total
11.2p Cancelled 26 Mar 2020 13 May 2020 GBX 0.00 4.90
H1 Dividend 29 Aug 2019 20 Sep 2019 GBX 4.90
H2 Dividend 21 Mar 2019 15 May 2019 GBX 10.30 14.60
H1 Dividend 11 Oct 2018 02 Nov 2018 GBX 4.30
H2 Dividend 22 Mar 2018 16 May 2018 GBX 9.30 12.80
H1 Dividend 12 Oct 2017 03 Nov 2017 GBX 3.50
H2 Dividend 30 Mar 2017 17 May 2017 GBX 7.60 10.50
H1 Dividend 13 Oct 2016 04 Nov 2016 GBX 2.90
H2 Dividend 24 Mar 2016 18 May 2016 GBX 6.70 8.70
H1 Dividend 15 Oct 2015 06 Nov 2015 GBX 2.00
H2 Dividend 14 May 2015 05 Jun 2015 GBX 3.90 3.90

Onesavings Bank Company Financials

Assets (£m) 2019 2018 2017
Tangible Assets 42 22 22
Intangible Assets 31 8 7
Investments 40 9 10
Total Fixed Assets 113 39 38
Stocks 0 0 0
Debtors 20,561 10,331 8,493
Cash & Equivalents 0 0 1
Other Assets 742 90 57
Total Assets 21,417 10,460 8,589
Liabilities (£m) 2019 2018 2017
Creditors within 1 year 0 0 0
Creditors after 1 year 0 0 0
Other Liabilities 19,940 9,780 8,010
Total Liabilities 19,940 9,780 8,010
Net assets 1,477 681 579
Equity (£m) 2019 2018 2017
Called up share capital 5 2 2
Share Premium 864 159 158
Profit / Loss 209 184 168
Other Equity 55 80 81
Preference & Minorities 0 0 0
Total Capital Employed 1,477 681 579
Ratios 2019 2018 2017
Debt Ratio 93.10 93.49 93.26
Debt-to-Equity 1.00 1.00 1.00
Net Gearing 93.10 93.49 93.26
Gross Gearing 93.10 93.49 93.26
Assets / Equity 14.50 15.37 14.84
Cash / Equity 0.03 0.06 0.09
EPS 52.60 55.50 51.10
Cash Flow (£m) 2019 2018 2017
Cash from operating activities -536 -85 -513
Cashflow before financing 291 -131 -487
Increase in Cash 779 158 681
Income (£m) 2019 2018 2017
Turnover 343 282 238
Cost of sales 0 0 0
Gross Profit 0 0 0
Operating Profit 209 184 168
Pre-Tax profit 209 184 168
Profit / Loss for the year 5 2 2

Onesavings Bank Company Background

Sector Consumer Finance
Activities OneSavings Bank plc is a specialist lending and retail savings group authorised by the Prudential Regulation Authority, part of the Bank of England, and regulated by the Financial Conduct Authority and Prudential Regulation Authority. OSB primarily targets market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. These include private rented sector Buy-to-Let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. On 4 October 2019, OSB acquired Charter Court Financial Services Group plc (CCFS) and its subsidiary businesses. OSB is a specialist lending and retail savings Group authorised by the Prudential Regulation Authority, part of the Bank of England, and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
Latest Interim Date 21 Aug 2019
Latest Fiscal Year End Date 31 Mar 2020

Onesavings Bank Directors

Appointed Director Position
30 Dec 2011 Andrew John Golding Chief Executive Officer
22 Jun 2012 April Carolyn Talintyre Chief Financial Officer
01 Sep 2017 David Avery Weymouth Non-Executive Chairman
06 May 2014 Mary Jane McNamara Non-Executive Director
04 Oct 2019 Rajan Kapoor Non-Executive Director
01 Feb 2019 Sarah Ann Hedger Non-Executive Director
26 Jul 2016 Margaret Grace Hassall Non-Executive Director
04 Oct 2019 Elizabeth Noel Harwerth Non-Executive Director
06 May 2014 John Graham Allat Non-Executive Director

Onesavings Bank Contact Details

Company Name OneSavings Bank
Company Address Reliance House, Sun Pier, Chatham ME4 4ET.
Company Telephone +44 (0)1634 835 788
Company Website http://www.osb.co.uk/

Onesavings Bank Advisors

Auditor Name KPMG Audit
Auditor Address 20 Farringdon Street, London EC4A 4PP.
Auditor Website http://www.kpmg.com/
Auditor Telephone +44 (0)20 7311 1000
Registrar Name Equiniti
Registrar Address Aspect House, Spencer Road, Lancing, West Sussex BN99 6DA.
Registrar Website http://www.equiniti.com/
Registrar Telephone 0871 384 2030
Broker Name Canaccord Genuity Limited
Broker Address 88 Wood Street, London EC2V 7QR.
Broker Website http://www.canaccordgenuity.com/
Broker Telephone +44 (0)20 7523 8000
Adviser Name N M Rothschild
Adviser Address 1 King William Street, London EC4N 7AR.
Adviser Website http://www.rothschild.com/
Adviser Telephone +44 (0)20 7280 5000
Solicitor Name Ashurst LLP
Solicitor Address Broadwalk House, 5 Appold Street, London EC2A 2HA.
Solicitor Website http://www.ashurst.com/
Solicitor Telephone +44 (0)20 7638 1111
Stockbroker Name n/a
Stockbroker Address n/a
Stockbroker Website n/a
Stockbroker Telephone n/a