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S & U Fundamentals

Company Name S & U Last Updated 21 Oct 2020
Industry Financials Sector Consumer Finance
Shares in Issue (m) 12.13 Market Cap (£m) 202.03
PE Ratio 6.95 Div per Share (p) 120.00
Div Yield 4.32 Div Cover 3.33
EPS 239.60 EPS Growth (%) 2.74
PEG 2.54 DPS Growth (%) 1.69
Debt Ratio 39.91 Debt Equity Ratio 0.94
Net Gearing 41.15 Gross Gearing 41.36
Asset Equity Ratio 1.71 Cash Equity Ratio 0.37
Quick Ratio 14.58 Current Ratio 14.58
Price To Book Value 1.13 ROCE 11.76

S & U Dividends

Type Ex-Date Pay Date Currency Net Dividend Year Total
H1 Dividend 29 Oct 2020 20 Nov 2020 GBX 22.00
H2 Dividend 18 Jun 2020 10 Jul 2020 GBX 50.00 120.00
H1 Dividend 20 Feb 2020 13 Mar 2020 GBX 36.00
H1 Dividend 24 Oct 2019 15 Nov 2019 GBX 34.00
H2 Dividend 20 Jun 2019 12 Jul 2019 GBX 51.00 118.00
H1 Dividend 21 Feb 2019 15 Mar 2019 GBX 35.00
H1 Dividend 25 Oct 2018 16 Nov 2018 GBX 32.00
H2 Dividend 14 Jun 2018 06 Jul 2018 GBX 45.00 105.00
H1 Dividend 22 Feb 2018 16 Mar 2018 GBX 32.00
H1 Dividend 19 Oct 2017 10 Nov 2017 GBX 28.00
H2 Dividend 15 Jun 2017 07 Jul 2017 GBX 39.00 91.00
H1 Dividend 23 Feb 2017 17 Mar 2017 GBX 28.00
H1 Dividend 20 Oct 2016 11 Nov 2016 GBX 24.00
H2 Dividend 16 Jun 2016 08 Jul 2016 GBX 33.00 76.00
Special Dividend 22 Oct 2015 12 Nov 2015 GBX 125.00
H1 Dividend 22 Oct 2015 12 Nov 2015 GBX 20.00

S & U Company Financials

Assets (£m) 2020 2019 2018
Tangible Assets 2 2 2
Intangible Assets 0 0 0
Investments 196 183 179
Total Fixed Assets 198 185 181
Stocks 0 0 0
Debtors 108 95 84
Cash & Equivalents 1 0 0
Other Assets 0 0 0
Total Assets 306 281 265
Liabilities (£m) 2020 2019 2018
Creditors within 1 year 7 7 8
Creditors after 1 year 119 109 104
Other Liabilities 0 0 0
Total Liabilities 127 115 112
Net assets 179 165 153
Equity (£m) 2020 2019 2018
Called up share capital 2 2 2
Share Premium 2 2 2
Profit / Loss 35 35 30
Other Equity 0 0 0
Preference & Minorities 0 0 0
Total Capital Employed 179 165 153
Ratios 2020 2019 2018
Debt Ratio 39.91 39.67 40.60
Debt-to-Equity 0.94 0.94 0.93
Net Gearing 41.15 41.11 42.38
Gross Gearing 41.36 41.11 42.38
Assets / Equity 1.71 1.70 1.74
Cash / Equity 0.37 0.00 0.00
EPS 239.60 233.20 203.80
Cash Flow (£m) 2020 2019 2018
Cash from operating activities 5 11 -43
Cashflow before financing 5 10 -44
Increase in Cash 1 0 0
Income (£m) 2020 2019 2018
Turnover 90 89 80
Cost of sales 37 39 37
Gross Profit 53 50 43
Operating Profit 40 39 33
Pre-Tax profit 35 35 30
Profit / Loss for the year 2 2 2

S & U Company Background

Sector Consumer Finance
Activities S & U plc is the United Kingdom's foremost niche consumer and motor finance provider, with operations throughout the United Kingdom. Its Strategy is to focus on providing a reliable, consistent and trustworthy service.
Latest Interim Date 30 Sep 2020
Latest Fiscal Year End Date 08 Apr 2020

S & U Directors

Appointed Director Position
1975-01-01 Anthony Michael Vincent Coombs Executive Chairman
1976-01-01 Graham Derek Clifford Coombs Executive Director
2004-03-01 Christopher Hugh Redford Group Finance Director
1999-04-22 Demetrios Markou Non-Executive Director
2015-02-18 Graham Martin Pedersen Non-Executive Director
2016-03-21 Tarek Paul Khlat Non-Executive Director
2002-02-19 Fiann Coombs Non-Executive Director
2020-09-29 Thomas Graham Wheeler Non-Executive Director

S & U Contact Details

Company Name S & U
Company Address 6 The Quadrangle, Cranmore Avenue, Solihull B90 4LE.
Company Telephone +44 (0)1217 057 777
Company Website http://www.suplc.co.uk/

S & U Advisors

Auditor Name Deloitte & Touche LLP
Auditor Address 4 Brindleyplace, Birmingham B1 2HZ.
Auditor Website http://www.deloitte.com/
Auditor Telephone +44 (0)1216 326 000
Registrar Name Link Asset Services
Registrar Address The Registry, 34 Beckenham Road, Beckenham, Kent BR3 4TU.
Registrar Website http://www.linkassetservices.com/
Registrar Telephone 0870 162 3100
Broker Name Arden Partners
Broker Address Arden House, 17 Highfield Road, Edgbaston, Birmingham B15 3DU.
Broker Website http://www.arden-partners.co.uk/
Broker Telephone +44 (0)1214 238 900
Adviser Name Arden Partners
Adviser Address Arden House, 17 Highfield Road, Edgbaston, Birmingham B15 3DU.
Adviser Website http://www.arden-partners.co.uk/
Adviser Telephone +44 (0)1214 238 900
Solicitor Name DLA Piper UK LLP
Solicitor Address Victoria Square House, Victoria Square, Birmingham B2 4DL.
Solicitor Website http://www.dlapiper.com/
Solicitor Telephone +44 (0) 8700 111 111
Stockbroker Name n/a
Stockbroker Address n/a
Stockbroker Website n/a
Stockbroker Telephone n/a