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Thinksmart Fundamentals

Company Name ThinkSmart Limited Last Updated 22 Oct 2020
Industry Financials Sector Specialty Finance
Shares in Issue (m) 106.51 Market Cap (£m) 59.11
PE Ratio 1.11 Div per Share () 0.00
Div Yield 8.24 Div Cover 10.89
EPS 49.80 EPS Growth (%) 506.58
PEG 0.00 DPS Growth (%) n/a
Debt Ratio 1.23 Debt Equity Ratio 0.27
Net Gearing -8.32 Gross Gearing 4.34
Asset Equity Ratio 1.05 Cash Equity Ratio 13.24
Quick Ratio 4.69 Current Ratio 4.69
Price To Book Value 0.89 ROCE 78.88

Thinksmart Dividends

Type Ex-Date Pay Date Currency Net Dividend Year Total
Special Dividend 12 Nov 2020 09 Dec 2020 AUX 4.58
Special Dividend 05 Dec 2019 20 Dec 2019 AUX 5.60
Special Dividend 14 Mar 2019 29 Mar 2019 AUX 3.77

Thinksmart Company Financials

Assets (£m) 2020 2019 2018
Tangible Assets 0 0 0
Intangible Assets 1 2 6
Investments 57 7 6
Total Fixed Assets 59 10 13
Stocks 0 0 0
Debtors 0 0 0
Cash & Equivalents 9 7 3
Other Assets 1 6 7
Total Assets 70 23 22
Liabilities (£m) 2020 2019 2018
Creditors within 1 year 2 4 5
Creditors after 1 year 1 2 3
Other Liabilities 0 0 0
Total Liabilities 3 6 9
Net assets 66 17 13
Equity (£m) 2020 2019 2018
Called up share capital 13 15 17
Share Premium 0 0 0
Profit / Loss 53 1 -5
Other Equity -3 -3 -3
Preference & Minorities 0 0 0
Total Capital Employed 66 17 13
Ratios 2020 2019 2018
Debt Ratio 1.23 9.91 19.94
Debt-to-Equity 0.27 0.30 0.38
Net Gearing -8.32 -4.78 28.13
Gross Gearing 4.34 26.64 39.55
Assets / Equity 1.05 1.36 1.65
Cash / Equity 13.24 42.83 18.88
EPS 49.80 8.21 -4.67
Cash Flow (£m) 2020 2019 2018
Cash from operating activities 1 2 0
Cashflow before financing 5 9 -2
Increase in Cash 2 5 -2
Income (£m) 2020 2019 2018
Turnover 6 8 8
Cost of sales 0 0 0
Gross Profit 0 0 0
Operating Profit 53 1 -5
Pre-Tax profit 53 1 -5
Profit / Loss for the year 13 15 17

Thinksmart Company Background

Sector Specialty Finance
Activities ThinkSmart Limited is a leading provider in the UK of retail point-of-sale finance for businesses and consumers. The Group provides both B2B and B2C point-of-sale finance, primarily through its longstanding relationship with Dixons Retail and with Carphone Warehouse. The Group's product offering is underpinned by a proprietary, innovative and scalable technology platform, SmartCheck. Since it commenced operations in the UK in 2003, the Group has processed in excess of 350,000 individual applications.
Latest Interim Date 04 Mar 2020
Latest Fiscal Year End Date 17 Sep 2020

Thinksmart Directors

Appointed Director Position
2007-09-13 Gary Robert Halton Chief Financial Officer
2007-09-13 Natale Ronald Montarello Executive Chairman
2016-12-02 Roger Steven McDowell Non-Executive Director
2016-05-23 Peter Joshua Thomas Gammell Non-Executive Director
2016-12-02 David Alexander Robertson Adams Non-Executive Director

Thinksmart Contact Details

Company Name ThinkSmart Limited
Company Address Suite 5, 531 Hay Street, SUBIACO, WA 6008, Australia.
Company Telephone +61 (0) 8 9380 8333
Company Website http://www.thinksmartworld.com/

Thinksmart Advisors

Auditor Name KPMG Audit
Auditor Address 1 Canada Square, London E14 5AG.
Auditor Website http://www.kpmg.com/
Auditor Telephone +44 (0)20 7694 2011
Registrar Name Computershare Investor Service
Registrar Address The Pavillions, Bridgwater Road, Bristol BS99 1XZ.
Registrar Website http://www-uk.computershare.com/
Registrar Telephone 0870 702 0010
Broker Name Canaccord Genuity Limited
Broker Address 88 Wood Street, London EC2V 7QR.
Broker Website http://www.canaccordgenuity.com/
Broker Telephone +44 (0)20 7523 8000
Adviser Name Canaccord Genuity Limited
Adviser Address 88 Wood Street, London EC2V 7QR.
Adviser Website http://www.canaccordgenuity.com/
Adviser Telephone +44 (0)20 7523 8000
Solicitor Name Macfarlanes LLP
Solicitor Address 20 Cursitor Street, London EC4A 1LT.
Solicitor Website http://www.macfarlanes.com/
Solicitor Telephone +44 (0)20 7831 9222
Stockbroker Name n/a
Stockbroker Address n/a
Stockbroker Website n/a
Stockbroker Telephone n/a