While the rates of interest available on cash savings accounts have increased significantly of late, research carried out by Shares shows a quarter of the FTSE 100 and 30% of the FTSE 250 offer dividend yields of more than 5%.You can get a 5% rate from cash on deposit but it typically involves putting your money away for at least one year. Unlike cash, stocks have the potential for capital gains (

- Three new faces in the FTSE 100- Five stocks join the FTSE 250- Changes take effect from 19 DecemberIndex compiler FTSE Russell, owned by London Stock Exchange Group (LSEG), has just released the results of its December quarterly review.Three stocks are being promoted to the FTSE 100 large-cap index, meaning three stocks are leaving to join the FTSE 250 mid-cap universe, as Shares explains.WHO I