Don’t miss this issue of Shares as the team reveal their top stock picks for the 12 months ahead. You can also discover four fund ideas, plus the benefits of ready-made portfolios.

Shares looks at the latest challenges in the retail sector following a profit warning from ASOS and it profiles AO World.

Learn about the tax benefits of giving to others, and discover the recycling rules around pension tax-free cash.

Also in this bumper issue: small cap stocks forecast to deliver big earnings growth, UK property outlook, the resilience of the cinema sector and why the UK is forecast to grow faster than the Eurozone.