Source - RNS
RNS Number : 1348K
Sagicor Financial Corporation Ltd
06 April 2018
 

SAGICOR FINANCIAL CORPORATION LIMITED

CHAIRMAN'S REVIEW

FINANCIAL RESULTS

FOR THE YEAR ENDED DECEMBER 31, 2017

 

CHAIRMAN'S REVIEW

The Sagicor Group experienced a good performance for the 2017 financial year, with improvement in the key areas of revenue, net income and equity.

 

This performance was in the context of contrasting economic conditions, both regionally and internationally, where Sagicor operates. Regionally, the Caribbean experienced modest economic growth, but continued to engage in fiscal consolidation through various measures of tax increases and public expenditure cuts to reduce high levels of public debt. Internationally, the USA experienced growth, increases in interest rates and a significant, but favourable change in its tax regime for business.

 

Group Net Income was US $115.3 million, compared to US $109.3 million in the prior year, an increase of US $6.0 million. Group Equity was US $932.3 million, compared to US $795.4 million in the prior year, an increase of US $136.9 million.

 

Net income attributable to shareholders was US $72.2 million, compared to US $61.7 million in the prior year, an increase of US $10.5 million. Earnings per common share was US 23.7¢, and represented an annualised return on common shareholders' equity of 13.3% compared to 12.6% for the prior year.

 

Total revenue increased to US $1,220.9 million, compared to the prior year amount of US $1,134.1 million, an increase of US $86.8 million or 7.7%. Net premium revenue reached US $745.6 million, compared to US $664.0 million, an improvement of US $81.6 million or 12.3%. Premium income increased in all segments and benefited from the issuance of a single premium annuity relating to our Jamaica segment.

 

Net investment income was US $379.2 million, compared to US $353.4 million in the prior year, an improvement of US $25.8 million and benefited from higher investment gains in our international investment portfolios.

 

Fees and other revenue closed the year at US $93.7 million, compared to the prior year amount of US $116.8 million, a decline of US $23.1 million. There was a reduction in commissions income on insurance and reinsurance contracts amounting to US $19.8 million, reflecting commissions net of gains due to reinsurers on supporting assets in our USA segment. Exchange gains/(losses) also showed a loss of US $4.2 million, compared to gains of US $12.6 million in the prior year, a reduction of US $16.8 million. Foreign exchange movements were affected by a strengthening of the Jamaica dollar when compared to the United States dollar in 2017, resulting in foreign exchange declines in financial assets denominated in United States dollars in our Jamaica segment. Overall, the company experienced a gain on translation of the Jamaica segment, which is reported in other comprehensive income. In addition, the prior year included exchange gains relating to declines in the Trinidad dollar, when compared to the United States dollar, there was no significant foreign exchange movement, relative to this currency in 2017.

 

Total benefits closed at US $660.8 million, up from the prior year amount of US $560.4 million. The growth in benefits is consistent with that of the growth in premium revenue and partially represented increased provisions for future benefits. Included in benefits were net costs of US $8.5 million relating to claims exposure from hurricane activity during the year, along with an increase of US $14.2 million relating to the impact of the Tax Cuts and Jobs Act rate reduction in the United States, which came into effect in 2017.

 

Expenses (including agents' and brokers' commissions) closed the year at US $436.4 million, compared to the prior year amount of US $424.2 million, an increase of US $12.2 million. The Jamaica Segment incurred some non-recurring costs, together with higher administration costs relating to the expansion of cards and payments business.

 

Income taxes were US $18.6 million, compared to US $41.7 million in the prior year, a reduction of US $23.1 million. This was principally related to our USA Segment. During 2017 the Tax Cuts and Jobs Act was signed into law in the United States, which reduced the effective corporation tax rate. This contributed to a decrease of US $19.9 million in income taxes and an increase in the provision for future benefits of US $14.2 million in the segment.

 

Group comprehensive income was US $179.3 million, compared to US $96.7 million for the prior year, an increase of US $ 82.6 million. The principal sources of the increase were an improvement in net gains on financial assets of US $18.7 million, resulting from marked-to-market gains on financial assets in our international portfolios, a positive movement of US $38.2 million on retranslation of foreign currency operations, resulting from a gain in the Jamaica dollar when compared to the United States dollar and a positive change in gains/(losses) on defined benefit plans for employees of US $ 37.8 million.

 

The discontinued operation represents our UK business, which was sold on December 23, 2013. The terms of the sale required Sagicor to retain an interest in the 2011, 2012 and 2013 underwriting years of account, subject to a limit denominated in pound sterling. At the end of 2015, the Company had fully provided for the contingent exposure relating to this business (the limit). During 2017 there were positive developments in this exposure which resulted in net income of US $10.1 million.

 

In the statement of financial position as at December 31, 2017, assets amounted to US $6.8 billion, compared to US $6.5 billion in the prior year. Liabilities closed at US $5.9 billion, compared to US $5.7 billion in the prior year. Sagicor's Group equity totalled US $932.3 million, compared to US $795.4 million in the prior year; an increase of US$136.9 million.

 

The Group's debt, which is included in other liabilities, was US $413.8 million. The debt to capital ratio was 30.7%, down from 33.2% for the prior year.

 

Sagicor has voluntarily adopted the Canadian international capital standard, "Minimum Continuing Capital and Surplus Requirements" (MCCSR), and has been following this standard since 1991. The MCCSR seeks to demonstrate to policyholders and shareholders the capital strength of the life insurance companies of the Group, as a measure of its ability to meet its longterm obligations. Canadian regulators expect insurance companies to maintain an MCCSR ratio of 150% and Sagicor has consistently maintained a ratio above 175%. As at the end of the year our MCCSR Ratio was 258%.

 

Sagicor is listed on the Barbados Stock Exchange, The Trinidad and Tobago Stock Exchange and the London Exchange. We comply with the rigorous requirements of these exchanges.

 

Sagicor is rated on an annual basis by AM Best, Standard and Poor's Global Ratings, and Fitch Ratings. We have been rated by AM Best since 1998, S&P since 2006 and Fitch since 2015. These ratings are an independent measure of our financial strength. The current ratings are as follows:

·      AM Best - "A" Excellent

·      S&P - BB- stable

·      Fitch - B stable

 

Sagicor has embarked on a programme to provide relief from the recent hurricanes. To date, Sagicor has made a financial contribution of US $300,000, as well as the provision of goods and services. Consistent with our vision to improve the lives of the people in the communities in which we operate, key initiatives include a school feeding programme to students, a mobile medical clinic and assistance to the regional airline, LIAT. We have also partnered with The University of the West Indies to host a Celebrity T20 Cricket Hurricane Relief Benefit to raise additional funds for the islands which have suffered significant damage during the passage of hurricanes Irma and Maria in 2017.

 

During 2018, the Sagicor Group will continue to work on the corporate re-organisation to respond to the changing regulatory environment, while we continue to pursue opportunities for growth. On behalf of the Board of Sagicor, I wish to thank our shareholders and customers for their continued support.

 

Stephen McNamara

Chairman  

April 4, 2018

 

FINANCIAL HIGHLIGHTS

(in US currency except percentages)

Years ended

December 31,

2017

2016

Total revenue

$1,220.9m

$1,134.1m

Overall Group net income

$115.3m

$109.3m

Overall Shareholders' net income

$72.2m

$61.7m

Net income allocated to non-controlling interests

$44.1m

$47.5m

Group total comprehensive income

$179.3m

$96.7m

Total comprehensive income attributable to Shareholders

$106.3m

$47.2m

Total equity

$932.3m

$795.4m

Ratio of Debt to Capital

30.7%

33.2%

Earnings per common share

23.7¢

20.0¢

Book value per share

203.8¢

177.0¢

Annualised return on common shareholders' equity

13.3%

12.6%

 

Enquiries

Sagicor Financial Corporation

+1 246 467 7500

Althea C Hazzard, Corporate Secretary

 

 

 

Instinctif Partners

+44 (0)20 7457 2020

Mark Garraway

 

Rosie Driscoll

 

 

 

Sagicor Financial Corporation Limited

2017 Financial Statements

 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION

Amounts as expressed in US $000

 

 

 

 

 

2017

2016

 

 

 

 

 

ASSETS

 

 

 

 

Investment property

80,816

80,662

Property, plant and equipment

165,560

167,723

Associates and joint ventures

97,223

87,293

Intangible assets

81,714

83,487

Financial investments

4,953,241

4,813,748

Reinsurance assets

797,391

777,344

Income tax assets

39,980

59,575

Miscellaneous assets and receivables

228,543

183,018

 

 

 

Cash resources

360,064

279,070

Assets of discontinued operation

10,110

-

Total assets

6,814,642

6,531,920

 

 

 

 

 

LIABILITIES

 

 

Actuarial liabilities

2,950,820

2,776,362

Other insurance liabilities

224,159

207,122

Investment contract liabilities

379,018

377,576

Total policy liabilities

3,553,997

3,361,060

Notes and loans payable

413,805

395,213

Deposit and security liabilities

1,559,232

1,623,325

Provisions

80,027

101,292

Income tax liabilities 

28,277

50,641

Accounts payable and accrued liabilities

246,976

204,975

Total liabilities

5,736,506

 

 

 

 

 

EQUITY

 

 

Share capital

3,059

3,029

Share premium

300,470

297,050

Reserves

(47,482)

(64,795)

Retained earnings

367,327

300,865

Total shareholders' equity

623,374

536,149

Participating accounts

865

1,291

Non-controlling interest in subsidiaries

308,089

257,974

Total equity

932,328

795,414

 

 

 

 

 

Total liabilities and equity

6,814,642

6,531,920

 

 

 

 

 

 These financial statements have been approved for issue by the Board of Directors on April 4, 2018.

 

CONSOLIDATED STATEMENT OF INCOME

Amounts as expressed in US $000

2017

2016

 

 

 

 

 

REVENUE

 

 

Premium revenue

898,354

833,918

Reinsurance premium expense

(152,722)

(169,962)

Net premium revenue

745,632

663,956

Net investment income

379,236

353,352

Fees and other revenue

93,740

116,839

Gain arising on disposal

2,261

-

Total revenue

1,220,869

1,134,147

 

 

 

 

 

BENEFITS

 

 

Policy benefits and change in actuarial liabilities

720,651

693,173

Policy benefits and change in actuarial liabilities reinsured

(114,839)

(194,262)

Net policy benefits and change in actuarial liabilities

605,812

498,911

Interest expense

54,949

61,448

Total benefits

660,761

560,359

 

 

 

EXPENSES

 

 

Administrative expenses

267,427

255,326

Commissions and related compensation

98,749

98,570

Premium and asset taxes

13,569

10,679

Finance costs

34,746

38,333

Depreciation and amortisation

21,871

21,283

Total expenses

436,362

424,191

INCOME BEFORE TAXES

123,746

149,597

Income taxes

(18,577)

(41,700)

NET INCOME FROM CONTINUING OPERATIONS

105,169

107,897

 

Net income from continuing operations

105,169

107,897

 

Net income from discontinued operation

10,110

1,412

NET INCOME FOR THE YEAR

115,279

109,309

 

 

 

Net income/(loss) is attributable to:

 

 

Common shareholders:

 

 

From continuing operations

62,123

60,259

From discontinued operation

10,110

1,412

 

72,233

61,671

Participating policyholders

(1,044)

110

Non-controlling interests

44,090

47,528

 

115,279

109,309

Basic earnings per common share:

 

 

 

From continuing operations

20.4 cents

19.5 cents

 

From discontinued operation

3.3 cents

0.5 cents

 

23.7 cents

20.0 cents

Fully diluted earnings per common share:

 

 

 

From continuing operations

19.9 cents

18.7 cents

 

From discontinued operation

3.2 cents

0.4 cents

 

23.1 cents

19.1 cents

           

 

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME

OTHER COMPREHENSIVE INCOME

2017

2016

 

 

 

Items net of tax that may be reclassified subsequently to income:

 

 

Available for sale assets:

 

 

Gains on revaluation

57,900

39,183

(Gains) / losses transferred to income

(12,259)

2,675

Net change in actuarial liabilities

(13,475)

(17,090)

Retranslation of foreign currency operations

9,721

(28,481)

 

41,887

(3,713)

 

 

 

Items net of tax that will not be reclassified subsequently to income:

 

 

 (Losses) / gains on revaluation of owner-occupied property

(1,759)

5,145

Gains/ (losses) on defined benefit plans

23,914

(13,875)

Other items

-

(128)

 

22,155

(8,858)

 

 

 

OTHER COMPREHENSIVE GAIN / (LOSS) FROM CONTINUING OPERATIONS

64,042

(12,571)

 

 

TOTAL COMPREHENSIVE INCOME

 

2017

 

2016

 

 

 

 

 

Net income

 

115,279

 

109,309

Other comprehensive income / (loss)

 

64,042

 

(12,571)

TOTAL COMPREHENSIVE INCOME FOR THE YEAR

 

179,321

 

96,738

 

 

 

 

 

Total comprehensive income / (loss) is attributable to:

 

 

 

 

Common shareholders:

 

 

 

 

From continuing operations

 

96,141

 

45,811

From discontinued operation

 

10,110

 

1,412

 

 

106,251

 

47,223

Participating policyholders

 

(210)

 

132

Non-controlling interests

 

73,280

 

49,383

 

 

179,321

 

96,738

 

 

 

 

 

 

 

 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

 

Share Capital

(note 21)

Share Premium (note 21)

Reserves

(note 22)

Retained

Earnings

Total

Shareholders'

Equity

Participating

Accounts

(note 23)

Non-controlling

Interests

Total

Equity

 

 

 

 

 

 

 

 

 

2017

 

 

 

 

 

 

 

 

Balance, beginning of year

3,029

297,050

(64,795)

300,865

536,149

1,291

257,974

795,414

Total comprehensive income from continuing operations

-

-

21,432

74,709

96,141

(210)

73,280

169,211

Total comprehensive income from discontinued operation

-

-

-

10,110

10,110

-

-

10,110

Transactions with holders of equity instruments:

 

 

 

 

 

 

 

 

Allotments of common shares

21

2,021

-

-

2,042

-

-

2,042

Movements in treasury shares

9

1,399

-

-

1,408

-

-

1,408

Changes in reserve for equity compensation benefits

-

-

(6,270)

-

(6,270)

-

(75)

(6,345)

Dividends declared (note 21.3)

-

-

-

(15,216)

(15,216)

-

(19,861)

(35,077)

Transfers and other movements

-

-

2,151

(3,141)

(990)

(216)

(3,229)

(4,435)

Balance, end of year

3,059

300,470

(47,482)

367,327

623,374

865

308,089

932,328

 

,

 

 

 

 

 

 

 

2016

 

 

 

 

 

 

 

 

Balance, beginning of year

299,320

-

(59,688)

266,414

506,046

1,383

231,735

739,164

Total comprehensive income from continuing operations

-

-

(4,319)

50,130

45,811

132

49,383

95,326

Total comprehensive income from discontinued operation

-

-

-

1,412

1,412

-

-

1,412

Redomiciliation adjustment net of treasury shares

(296,296)

296,296

-

-

-

-

-

-

Transactions with holders of equity instruments:

 

 

 

 

 

 

 

 

Movements in treasury shares

5

754

-

-

759

-

-

759

Changes in reserve for equity compensation benefits

-

-

2,132

-

2,132

-

(50)

2,082

Dividends declared (note 21.3)

-

-

-

(18,880)

(18,880)

-

(17,684)

(36,564)

Transfers and other movements

-

-

(2,920)

1,789

(1,131)

(224)

(5,410)

(6,765)

Balance, end of year

3,029

297,050

(64,795)

300,865

536,149

1,291

257,974

795,414

 

CONSOLIDATED STATEMENT OF CASH FLOWS

 

Note

2017

 

2016

OPERATING ACTIVITIES

 

 

 

 

Income before taxes

 

123,746

 

149,597

Adjustments for non-cash items, interest and dividends

36.1

(110,518)

 

(188,098)

Interest and dividends received

 

305,810

 

299,968

Interest paid

 

(83,627)

 

(93,620)

Income taxes paid

 

(43,352)

 

(24,948)

Net increase in investments and operating assets

36.1

(157,602)

 

(100,362)

Net increase in operating liabilities

36.1

18,052

 

83,793

Net cash flows - operating activities

 

52,509

 

126,330

 

 

 

 

 

INVESTING ACTIVITIES

 

 

 

 

Property, plant and equipment, net

36.2

(13,385)

 

(17,996)

Associates and joint ventures

 

(6,908)

 

(188)

Intangible assets

 

(6,182)

 

(4,272)

Changes in ownership of associate, net of cash and cash equivalents

 

7,766

 

-

Net cash flows - investing activities

 

(18,709)

 

(22,456)

 

 

 

 

 

 

Note

2017

 

2016

FINANCING ACTIVITIES

 

 

 

 

Movement in treasury shares

 

(203)

 

(98)

Redemption of SFCL preference shares

 

-

 

(119,991)

Shares issued to non-controlling interest

 

(5,504)

 

(6,634)

Other notes and loans payable, net

36.3

16,182

 

34,008

Dividends received from associates

 

2,561

 

1,788

Dividends paid to common shareholders

 

(14,950)

 

(13,381)

Dividends paid to preference shareholders

 

-

 

(5,256)

Dividends paid to non-controlling interests

 

(19,861)

 

(17,824)

Net cash flows - financing activities

 

(21,775)

 

(127,388)

 

 

 

 

 

Effects of exchange rate changes

 

1,595

 

(4,645)

 

 

 

 

 

NET CHANGE IN CASH AND CASH EQUIVALENTS -CONTINUING OPERATIONS

 

13,620

 

(28,159)

Net change in cash and cash equivalents - discontinued operation

 

-

 

(44,614)

Cash and cash equivalents, beginning of year

 

312,106

 

384,879

CASH AND CASH EQUIVALENTS, END OF YEAR

36.4

325,726

 

312,106

 

STATEMENT OF INCOME BY SEGMENT

2017

Sagicor Life

Sagicor Jamaica

Sagicor Life USA

Head office

and other

Adjustments

Total

 

 

 

 

 

 

 

Net premium revenue

308,602

320,067

86,719

30,244

-

745,632

Interest income

77,450

159,462

48,842

8,987

-

294,741

Other investment income

10,350

47,459

26,160

669

(143)

84,495

Fees and other revenues

11,895

62,580

(2,539)

21,836

(32)

93,740

Gain arising on business combinations, acquisitions and divestitures

-

2,261

-

-

-

2,261

Inter-segment revenues

12,931

-

-

71,150

(84,081)

-

 

421,228

591,829

159,182

132,886

(84,256)

1,220,869

Net policy benefits

197,716

171,038

87,606

27,125

-

483,485

Net change in actuarial liabilities

11,908

83,338

27,081

-

-

122,327

Interest expense

12,217

37,501

2,144

3,087

-

54,949

Administrative expenses

68,113

127,855

28,298

41,320

1,841

267,427

Commissions and premium and asset taxes

45,613

42,967

15,071

8,667

-

112,318

Finance costs

-

1,089

156

(251)

33,752

34,746

Depreciation and amortisation

6,437

9,219

2,491

3,724

-

21,871

Inter-segment expenses

5,647(1)

1,858

(3,031)(1)

12,582

(17,056)

-

 

347,651

474,865

159,816

96,254

18,537

1,097,123

Segment income / (loss) before taxes

73,577

116,964

(634)

36,632

(102,793)

123,746

Income taxes

(9,868)

(22,824)

14,127

(12)

-

(18,577)

 

Net income / (loss) from continuing operations

63,709

94,140

13,493

36,620

(102,793)

105,169

Net income/(loss) attributable to shareholders from

continuing operations

64,753

46,235

13,493

6,683

(69,041)

62,123

Total comprehensive income/(loss) attributable to

shareholders from continuing operations

59,864

75,876

21,555

6,564

(67,718)

96,141

 

(1)  During 2015, Sagicor Life USA entered into a reinsurance agreement with Sagicor Life; included in the inter-segment expenses is $4,700 relating to this transaction.

 

2016

Sagicor Life

Sagicor Jamaica

Sagicor Life USA

Head office

and other

Adjustments

Total

 

 

 

 

 

 

 

Net premium revenue

299,565

268,482

74,383

21,526

-

663,956

Interest income

77,394

157,758

47,958

9,758

-

292,868

Other investment income

3,114

42,753

10,450

2,883

1,284

60,484

Fees and other revenues

19,107

54,968

16,095

26,654

15

116,839

Inter-segment revenues

11,946

-

-

60,129

(72,075)

-

 

411,126

523,961

148,886

120,950

(70,776)

1,134,147

Net policy benefits

196,116

168,757

79,625

9,161

-

453,659

Net change in actuarial liabilities

3,152

38,350

3,750

-

-

45,252

Interest expense

13,393

41,455

2,853

3,747

-

61,448

Administrative expenses

68,990

112,156

32,752

40,040

1,388

255,326

Commissions and premium and asset taxes

44,152

39,979

15,584

9,534

-

109,249

Finance costs

-

-

63

(136)

38,406

38,333

Depreciation and amortisation

6,505

8,017

1,551

5,210

-

21,283

Inter-segment expenses

5,720(1)

1,419

(3,575) (1)

11,581

(15,145)

-

 

338,028

410,133

132,603

79,137

24,649

984,550

Segment income / (loss) before taxes

73,098

113,828

16,283

41,813

(95,425)

149,597

Income taxes

(8,177)

(23,678)

(5,797)

(3,544)

(504)

(41,700)

Net income / (loss) from continuing operations

64,921

90,150

10,486

38,269

(95,929)

107,897

Net income/(loss) attributable to shareholders from

continuing operations

64,811

44,275

10,486

(1,790)

(57,523)

60,259

Total comprehensive income/(loss) attributable to

shareholders from continuing operations

50,414

45,840

12,802

(3,378)

(59,867)

45,811

 

(1)  During 2015, Sagicor Life USA entered into a reinsurance agreement with Sagicor Life; included in the inter-segment expenses is $4,819 relating to this transaction.

 

STATEMENT OF FINANCIAL POSITION BY SEGMENT

 

Sagicor Life

Sagicor

Jamaica

Sagicor Life USA

Head office

and other

Adjustments

Total

2017

 

 

 

 

 

 

Financial investments

1,386,182

2,291,191

1,123,623

152,245

-

4,953,241

Other external assets

351,871

531,671

856,271

182,468

(70,990)

1,851,291

Assets of discontinued operation

-

-

-

10,110

-

10,110

Inter-segment assets

214,767

13,347

2,505

62,101

(292,720)

-

Total assets

1,952,820

2,836,209

1,982,399

406,924

(363,710)

6,814,642

 

 

 

 

 

 

 

Policy liabilities

1,296,525

766,550

1,495,300

66,612

(70,990)

3,553,997

Other external liabilities

89,643

1,505,444

194,836

538,394

-

2,328,317

Inter-segment liabilities

27,285

4,098

51,587

209,750

(292,720)

-

Total liabilities

1,413,453

2,276,092

1,741,723

814,756

(363,710)

5,882,314

 

 

 

 

 

 

 

Net assets

539,367

560,117

240,676

(407,832)

-

932,328

 

 

 

 

 

 

 

2016

 

 

 

 

 

 

Financial investments

1,403,870

2,212,153

1,068,244

129,481

-

4,813,748

Other external assets

324,570

450,104

829,889

189,807

(76,198)

1,718,172

Inter-segment assets

199,858

11,555

2,759

54,006

(268,178)

-

Total assets

1,928,298

2,673,812

1,900,892

373,294

(344,376)

6,531,920

 

 

 

 

 

 

 

Policy liabilities

1,272,500

675,019

1,434,678

55,061

(76,198)

3,361,060

Other external liabilities

86,871

1,544,651

203,929

539,995

-

2,375,446

Inter-segment liabilities

39,434

3,715

43,838

181,191

(268,178)

-

Total liabilities

1,398,805

2,223,385

1,682,445

776,247

(344,376)

5,736,506

 

 

 

 

 

 

 

Net assets

529,493

450,427

218,447

(402,953)

-

795,414

 

 

GEOGRAPHICAL AREAS

The Group operates in certain geographical areas which are determined by the location of the subsidiary or branch initiating the business.

 

Group operations in geographical areas include certain non-current assets comprising investment property, property, plant and equipment, investment in associated companies and intangible assets.

 

Total external revenues and non-current assets by geographical area are summarised in the following table.

 

External revenue

Non-current assets

 

 

2017

2016

2017

2016

 

 

 

 

 

Barbados

169,135

170,271

188,005

193,522

Jamaica

560,906

495,476

133,275

120,178

Trinidad & Tobago

173,027

166,066

65,559

66,115

Other Caribbean 

158,759

152,161

28,465

30,025

USA

159,042

150,173

10,009

9,325

 

1,220,869

1,134,147

425,313

419,165

           

 


This information is provided by RNS
The company news service from the London Stock Exchange
 
END
 
 
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