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Just Group Fundamentals

Company Name Just Group Last Updated 23 Sep 2020
Industry Financials Sector Life Insurance
Shares in Issue (m) 1,038.13 Market Cap (£m) 464.87
PE Ratio 1.58 Div per Share () 0.00
Div Yield 0.00 Div Cover 0.00
EPS 28.37 EPS Growth (%) 515.37
PEG 0.00 DPS Growth (%) n/a
Debt Ratio 91.04 Debt Equity Ratio 1.00
Net Gearing 90.01 Gross Gearing 91.04
Asset Equity Ratio 11.16 Cash Equity Ratio 11.50
Quick Ratio 0.00 Current Ratio 0.00
Price To Book Value 0.20 ROCE 1.42

Just Group Dividends

Type Ex-Date Pay Date Currency Net Dividend Year Total
H2 Dividend 03 May 2018 25 May 2018 GBX 2.55 3.72
H1 Dividend 02 Nov 2017 24 Nov 2017 GBX 1.17
H2 Dividend 04 May 2017 26 May 2017 GBX 2.40 3.50
H1 Dividend 22 Sep 2016 28 Oct 2016 GBX 1.10
H1 Dividend 05 May 2016 20 May 2016 GBX 1.10
H2 Dividend 12 Nov 2015 07 Dec 2015 GBX 2.20 3.30

Just Group Company Financials

Assets (£m) 2019 2018 2017
Tangible Assets 27 21 20
Intangible Assets 154 171 194
Investments 25,350 23,492 23,586
Total Fixed Assets 25,531 23,684 23,799
Stocks 0 0 0
Debtors 26 19 45
Cash & Equivalents 267 114 261
Other Assets 71 129 60
Total Assets 25,894 23,946 24,165
Liabilities (£m) 2019 2018 2017
Creditors within 1 year 0 0 0
Creditors after 1 year 0 0 0
Other Liabilities 23,573 22,282 22,424
Total Liabilities 23,573 22,282 22,424
Net assets 2,321 1,664 1,741
Equity (£m) 2019 2018 2017
Called up share capital 104 94 94
Share Premium 95 95 94
Profit / Loss 369 -86 181
Other Equity 944 879 876
Preference & Minorities 293 -1 0
Total Capital Employed 2,321 1,664 1,741
Ratios 2019 2018 2017
Debt Ratio 91.04 93.05 92.80
Debt-to-Equity 1.00 1.00 1.00
Net Gearing 90.01 92.58 91.72
Gross Gearing 91.04 93.05 92.80
Assets / Equity 11.16 14.39 13.88
Cash / Equity 11.50 6.85 15.02
EPS 28.37 -6.83 16.68
Cash Flow (£m) 2019 2018 2017
Cash from operating activities 273 -328 588
Cashflow before financing 268 -331 578
Increase in Cash 655 -163 516
Income (£m) 2019 2018 2017
Turnover 3,825 2,863 2,971
Cost of sales 0 0 0
Gross Profit 0 0 0
Operating Profit 555 117 388
Pre-Tax profit 369 -86 181
Profit / Loss for the year 104 94 94

Just Group Company Background

Sector Life Insurance
Activities Just Group plc (formerly Just Retirement Group plc) is a specialist UK financial services group focussing on attractive segments of the UK retirement income market. The Group is a leading and established provider of retirement income products and services to individual and corporate clients.
Latest Interim Date 13 Aug 2020
Latest Fiscal Year End Date 12 Mar 2020

Just Group Directors

Appointed Director Position
2016-04-04 David Louis Richardson Chief Executive Officer
2020-01-01 Andrew Mark Parsons Chief Financial Officer
2016-04-04 Dr Christopher Shaw Gibson-Smith Non-Executive Chairman
2016-04-04 Paul Bishop Non-Executive Director
2016-04-04 Ian Donald Cormack Non-Executive Director
2015-05-15 Andrew Stephen Melcher Non-Executive Director
2013-10-09 Keith Nicholson Non-Executive Director
2016-04-04 Dr Clare Mary Joan Spottiswoode Non-Executive Director
2020-03-01 Michelle Ann Cracknell Non-Executive Director

Just Group Contact Details

Company Name Just Group
Company Address Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey RH2 7RU.
Company Telephone +44 (0)1737 827 301
Company Website http://www.justgroupplc.co.uk/

Just Group Advisors

Auditor Name KPMG Audit
Auditor Address 1 Canada Square, London E14 5AG.
Auditor Website http://www.kpmg.com/
Auditor Telephone +44 (0)20 7694 2011
Registrar Name Equiniti
Registrar Address Aspect House, Spencer Road, Lancing, West Sussex BN99 6DA.
Registrar Website http://www.equiniti.com/
Registrar Telephone 0871 384 2030
Broker Name Deutsche Bank AG London
Broker Address 1 Great Winchester Street, London EC2N 2DB.
Broker Website http://www.db.com/
Broker Telephone +44 (0) 20 7545 8000
Adviser Name n/a
Adviser Address n/a
Adviser Website n/a
Adviser Telephone n/a
Solicitor Name Freshfields Bruckhaus Deringer LLP
Solicitor Address 65 Fleet Street, London EC4Y 1HS.
Solicitor Website http://www.freshfields.com/
Solicitor Telephone +44 (0)20 7936 4000
Stockbroker Name n/a
Stockbroker Address n/a
Stockbroker Website n/a
Stockbroker Telephone n/a