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Ramsdens Holdings Fundamentals

Company Name Ramsdens Holdings Last Updated 18 Jul 2019
Industry Financials Sector Consumer Finance
Shares in Issue (m) 30.84 Market Cap (£m) 57.20
PE Ratio 11.11 Div per Share (p) 7.20
Div Yield 0.00 Div Cover 2.32
EPS 16.70 EPS Growth (%) 2.45
PEG 4.53 DPS Growth (%) 9.09
Debt Ratio 1.88 Debt Equity Ratio 0.05
Net Gearing -1.06 Gross Gearing 29.54
Asset Equity Ratio 1.42 Cash Equity Ratio 43.42
Quick Ratio 1.97 Current Ratio 2.99
Price To Book Value 1.85 ROCE 20.60

Ramsdens Holdings Dividends

Type Ex-Date Pay Date Currency Net Dividend Year Total
H2 Dividend 22 Aug 2019 20 Sep 2019 GBX 4.80 7.20
H1 Dividend 17 Jan 2019 21 Feb 2019 GBX 2.40
H2 Dividend 23 Aug 2018 20 Sep 2018 GBX 4.40 6.60
H1 Dividend 18 Jan 2018 20 Feb 2018 GBX 2.20
H2 Dividend 24 Aug 2017 20 Sep 2017 GBX 1.30 1.30

Ramsdens Holdings Company Financials

Assets (£m) 2019 2018 2017
Tangible Assets 5 4 4
Intangible Assets 1 0 1
Investments 0 0 0
Total Fixed Assets 7 5 5
Stocks 13 8 5
Debtors 11 11 9
Cash & Equivalents 13 15 12
Other Assets 0 0 0
Total Assets 44 38 31
Liabilities (£m) 2019 2018 2017
Creditors within 1 year 12 10 7
Creditors after 1 year 1 0 1
Other Liabilities 0 0 0
Total Liabilities 13 10 8
Net assets 31 28 23
Equity (£m) 2019 2018 2017
Called up share capital 0 0 0
Share Premium 5 5 5
Profit / Loss 6 6 3
Other Equity 0 0 0
Preference & Minorities 0 0 0
Total Capital Employed 31 28 23
Ratios 2019 2018 2017
Debt Ratio 1.88 1.63 2.78
Debt-to-Equity 0.05 0.05 0.09
Net Gearing -1.06 -12.16 -12.64
Gross Gearing 29.54 26.71 25.26
Assets / Equity 1.42 1.36 1.34
Cash / Equity 43.42 53.03 50.71
EPS 16.70 16.30 7.80
Cash Flow (£m) 2019 2018 2017
Cash from operating activities 2 6 2
Cashflow before financing -2 4 2
Increase in Cash -1 3 1
Income (£m) 2019 2018 2017
Turnover 47 40 35
Cost of sales 16 12 10
Gross Profit 31 28 24
Operating Profit 7 6 3
Pre-Tax profit 6 6 3
Profit / Loss for the year 0 0 0

Ramsdens Holdings Company Background

Sector Consumer Finance
Activities Ramsdens Holdings plc is a growing, diversified, financial services provider and retailer, operating in the four core business segments of foreign currency exchange, pawnbroking loans, precious metals buying and selling and retailing of second hand and new jewellery. Headquartered in Middlesbrough, the Group operates from 163 stores within the UK (including 4 franchised stores) and has a small but growing online presence. During the FY19 financial year, the Group served over 830,000 customers across its different services. Ramsdens is fully FCA authorised for its pawnbroking and credit broking activities.
Latest Interim Date 28 Nov 2018
Latest Fiscal Year End Date 12 Jun 2019

Ramsdens Holdings Directors

Appointed Director Position
02 Sep 2014 Peter Edward Kenyon Chief Executive Officer
04 Aug 2016 Martin Anthony Clyburn Chief Executive Officer
02 Sep 2014 Andrew David Meehan Non-Executive Chairman
01 Jan 2017 Stephen John Smith Non-Executive Director
01 Jan 2017 Simon Edward Herrick Non-Executive Director

Ramsdens Holdings Contact Details

Company Name Ramsdens Holdings
Company Address Unit 16, The Parkway Centre, Coulby Newham, Middlesbrough TS8 0TJ.
Company Telephone +44 (0)1642 579957
Company Website http://www.ramsdensplc.com/

Ramsdens Holdings Advisors

Auditor Name Ernst & Young LLP
Auditor Address Citygate, St JamesÂ’ Boulevard, Newcastle upon Tyne NE1 4JD.
Auditor Website http://www.ey.com/
Auditor Telephone +44 (0)1912 472 500
Registrar Name Equiniti
Registrar Address Aspect House, Spencer Road, Lancing, West Sussex BN99 6DA.
Registrar Website http://www.equiniti.com/
Registrar Telephone 0871 384 2030
Broker Name Liberum Capital
Broker Address City Point, 10th Floor, 1 Ropemaker Street, London EC2Y 9HT.
Broker Website http://www.liberumcapital.com/
Broker Telephone +44 (0)20 3100 2000
Adviser Name Liberum Capital
Adviser Address City Point, 10th Floor, 1 Ropemaker Street, London EC2Y 9HT.
Adviser Website http://www.liberumcapital.com/
Adviser Telephone +44 (0)20 3100 2000
Solicitor Name HBJ Gateley Wareing LLP
Solicitor Address One Eleven Edmund Street, Birmingham B3 2HJ.
Solicitor Website http://www.hbjgateleywareing.com/
Solicitor Telephone +44 (0)121 234 0153
Stockbroker Name n/a
Stockbroker Address n/a
Stockbroker Website n/a
Stockbroker Telephone n/a