82.50p+0.67 (+0.82%)25 Feb 2021, 16:11
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International Personal Finance PLC Fundamentals
Company Name | International Personal Finance PLC | Last Updated | 2021-02-25 |
---|---|---|---|
Industry | Credit Services | Sector | Financial Services |
Shares in Issue | 223.740 m | Market Cap | £186.09 m |
PE Ratio | 2.46 | Dividend per Share | £0.12 |
Dividend Yield | 8.04 | Dividend Cover | 2.44 |
EPS | £0.30 | EPS Growth (%) | -0.05 |
PEG | 0 | DPS Growth (%) | 0 |
Debt Ratio | 0.5436 | Debt Equity Ratio | 1.6327 |
Asset Equity Ratio | 3.0036 | Cash Equity Ratio | n/a |
Quick Ratio | 0 | Current Ratio | 0 |
Price To Book Value | 0.4751 | ROCE | 0 |
International Personal Finance PLC Dividends
Type | Ex-Date | Pay Date | Currency | Net Dividend | Year Total |
---|---|---|---|---|---|
Interim | 2019-09-05 | 2019-10-04 | GBP | 0.0460 | |
Prelim | 2019-04-11 | 2019-05-10 | GBP | 0.0780 | |
Interim | 2018-09-06 | 2018-10-05 | GBP | 0.0460 | |
Prelim | 2018-04-12 | 2018-05-11 | GBP | 0.0780 |
International Personal Finance PLC Company Financials
Assets | 2019 | 2018 |
---|---|---|
Tangible Assets | £38.80 m | £19.90 m |
Intangible Assets | £66.30 m | £62.50 m |
Investments | 0 | 0 |
Total Fixed Assets | 0 | 0 |
Stocks | 0 | 0 |
Debtors | 0 | 0 |
Cash & Equivalents | 0 | 0 |
Other Assets | 0 | 0 |
Total Assets | £1.32 bn | £1.32 bn |
Liabilities | 2019 | 2018 |
---|---|---|
Creditors within 1 year | 0 | 0 |
Creditors after 1 year | 0 | 0 |
Other Liabilities | 0 | 0 |
Total Liabilities | £886.30 m | £889.50 m |
Net assets | £436.40 m | £433.00 m |
Equity | 2019 | 2018 |
---|---|---|
Called up share capital | £23.40 m | £23.40 m |
Share Premium | £2.30 m | £2.30 m |
Profit / Loss | £114.00 m | £109.30 m |
Other Equity | £436.40 m | £433.00 m |
Preference & Minorities | 0 | 0 |
Total Capital Employed | £436.40 m | £433.00 m |
Ratios | 2019 | 2018 |
---|---|---|
Debt Ratio | £0.61 | £0.62 |
Debt-to-Equity | £1.59 | £1.61 |
Assets / Equity | 3.0036 | 3.0036 |
Cash / Equity | n/a | n/a |
EPS | £0.32 | £0.34 |
Cash Flow | 2019 | 2018 |
---|---|---|
Cash from operating activities | £64.20 m | £60.20 m |
Cashflow before financing | £24.10 m | £44.70 m |
Increase in Cash | -£7.10 m | £19.00 m |
Income | 2019 | 2018 |
---|---|---|
Turnover | £825.60 m | £807.90 m |
Cost of sales | 0 | 0 |
Gross Profit | 0 | 0 |
Operating Profit | 0 | 0 |
Pre-Tax profit | £114.00 m | £109.30 m |
International Personal Finance PLC Company Background
Sector | Financial Services |
---|---|
Activities | International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines thatcustomers access online. |
Latest Interim Date | 8 Sep 2020 |
Latest Fiscal Year End Date | 26 Feb 2020 |
International Personal Finance PLC Directors
Appointed | Name | Position |
---|---|---|
2020-06-05 | Mr. Stuart William Sinclair | Chairman |
2020-04-30 | Mr. Daniel Noel O'Connor | Chairman |
2020-03-20 | Ms. Bronwyn Syiek | |
2017-03-21 | Mr. David Edward Spencer Broadbent | Chief Commercial Officer |
2012-04-19 | Mr. Charles Henry Gregson | |
2015-04-30 | Mr. Christopher John Rodrigues CBE | Chairman |
2015-01-16 | Ms. Edyta Kurek | |
2020-03-20 | Ms. Cathryn Elizabeth Riley | |
2013-04-25 | Mr. John Lorimer | |
2019-05-02 | Mr. Antony John Hales CBE | |
2012-03-30 | Mr John Arthur Harnett | Chief Executive Officer |
2015-12-18 | Mr. Nicholas Hurst Page | |
2020-04-30 | Mr. Gerard Jude Ryan | Chief Executive Officer |
2009-10-05 | Mr Raymond Reginald Miles | Deputy Chairman |
2011-08-09 | Mr Craig Neil Shannon | Development Director |
2018-05-04 | Jayne Doreen Almond | |
2020-03-20 | Mr. Richard Frank Moat | Senior Independent Director |
2017-03-21 | Mr. Adrian David Edmund Gardner | Chief Financial Officer |
2020-03-20 | John Mangelaars | |
2020-04-30 | Justin Lockwood | Chief Financial Officer |
2020-04-03 | Deborah Davis | |
2020-05-05 | Mr. W Richard Holmes |
International Personal Finance PLC Contact Details
Company Name | International Personal Finance PLC |
---|---|
Address | Number Three, Leeds City Office Park, Meadow Lane, Leeds, LS11 5BD |
Telephone | +44 1132856700 |
Website | https://www.ipfin.co.uk |
International Personal Finance PLC Advisors
Auditor | Deloitte LLP |
---|---|
Phone | +44 1312256834 |
Fax | +44 1312254049 |
Remuneration Consultant | Willis Towers Watson |
---|---|
Phone | +44 2071702000 |
Fax | +44 2071702222 |
Financial PR Adviser | FTI Consulting Inc |
---|---|
Phone | +44 2037271000 |
Fax | +44 2037271007 |
Financial Adviser | Canaccord Genuity |
---|---|
Phone | +44 2075238000 |
Stockbroker | Citi |
---|---|
Phone | +44 2079864000 |
Fax | +44 2079862266 |
Registrar | Capita Asset Services |
---|---|
Phone | +44 8716640300 |
Fax | +44 2086392342 |
Stockbroker | Numis Securities Limited |
---|---|
Phone | +44 2072601000 |
Fax | +44 2072601001 |
Remuneration Consultant | Kepler Associates |
---|---|
Phone | +44 2079307730 |
Fax | +44 2079307733 |
Financial Adviser | Commerzbank AG |
---|---|
Phone | (020) 7653 7000 |
Fax | (020) 7653 7400 |
Solicitor | Slaughter and May |
---|---|
Phone | +44 2076001200 |
Fax | +44 2070905000 |
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