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International Personal Finance PLC Fundamentals

Company NameInternational Personal Finance PLCLast Updated2021-02-25
IndustryCredit ServicesSectorFinancial Services
Shares in Issue223.740 mMarket Cap£186.09 m
PE Ratio2.46Dividend per Share£0.12
Dividend Yield8.04Dividend Cover2.44
EPS£0.30EPS Growth (%)-0.05
PEG0DPS Growth (%)0
Debt Ratio0.5436Debt Equity Ratio1.6327
Asset Equity Ratio3.0036Cash Equity Ration/a
Quick Ratio0Current Ratio0
Price To Book Value0.4751ROCE0

International Personal Finance PLC Dividends

TypeEx-DatePay DateCurrencyNet DividendYear Total
Interim2019-09-052019-10-04GBP0.0460
Prelim2019-04-112019-05-10GBP0.0780
Interim2018-09-062018-10-05GBP0.0460
Prelim2018-04-122018-05-11GBP0.0780

International Personal Finance PLC Company Financials

Assets20192018
Tangible Assets£38.80 m£19.90 m
Intangible Assets£66.30 m£62.50 m
Investments00
Total Fixed Assets00
Stocks00
Debtors00
Cash & Equivalents00
Other Assets00
Total Assets£1.32 bn£1.32 bn
Liabilities20192018
Creditors within 1 year00
Creditors after 1 year00
Other Liabilities00
Total Liabilities£886.30 m£889.50 m
Net assets£436.40 m£433.00 m
Equity20192018
Called up share capital£23.40 m£23.40 m
Share Premium£2.30 m£2.30 m
Profit / Loss£114.00 m£109.30 m
Other Equity£436.40 m£433.00 m
Preference & Minorities00
Total Capital Employed£436.40 m£433.00 m
Ratios20192018
Debt Ratio£0.61£0.62
Debt-to-Equity£1.59£1.61
Assets / Equity3.00363.0036
Cash / Equityn/an/a
EPS£0.32£0.34
Cash Flow20192018
Cash from operating activities£64.20 m£60.20 m
Cashflow before financing£24.10 m£44.70 m
Increase in Cash-£7.10 m£19.00 m
Income20192018
Turnover£825.60 m£807.90 m
Cost of sales00
Gross Profit00
Operating Profit00
Pre-Tax profit£114.00 m£109.30 m

International Personal Finance PLC Company Background

SectorFinancial Services
ActivitiesInternational Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines thatcustomers access online.
Latest Interim Date8 Sep 2020
Latest Fiscal Year End Date26 Feb 2020

International Personal Finance PLC Directors

AppointedNamePosition
2020-06-05Mr. Stuart William Sinclair Chairman
2020-04-30Mr. Daniel Noel O'ConnorChairman
2020-03-20Ms. Bronwyn Syiek
2017-03-21Mr. David Edward Spencer BroadbentChief Commercial Officer
2012-04-19Mr. Charles Henry Gregson
2015-04-30Mr. Christopher John Rodrigues CBEChairman
2015-01-16Ms. Edyta Kurek
2020-03-20Ms. Cathryn Elizabeth Riley
2013-04-25Mr. John Lorimer
2019-05-02Mr. Antony John Hales CBE
2012-03-30Mr John Arthur HarnettChief Executive Officer
2015-12-18Mr. Nicholas Hurst Page
2020-04-30Mr. Gerard Jude RyanChief Executive Officer
2009-10-05Mr Raymond Reginald MilesDeputy Chairman
2011-08-09Mr Craig Neil ShannonDevelopment Director
2018-05-04Jayne Doreen Almond
2020-03-20Mr. Richard Frank MoatSenior Independent Director
2017-03-21Mr. Adrian David Edmund GardnerChief Financial Officer
2020-03-20John Mangelaars
2020-04-30Justin LockwoodChief Financial Officer
2020-04-03Deborah Davis
2020-05-05Mr. W Richard Holmes

International Personal Finance PLC Contact Details

Company NameInternational Personal Finance PLC
AddressNumber Three, Leeds City Office Park, Meadow Lane, Leeds, LS11 5BD
Telephone+44 1132856700
Websitehttps://www.ipfin.co.uk

International Personal Finance PLC Advisors

AuditorDeloitte LLP
Phone+44 1312256834
Fax+44 1312254049
Remuneration ConsultantWillis Towers Watson
Phone+44 2071702000
Fax+44 2071702222
Financial PR AdviserFTI Consulting Inc
Phone+44 2037271000
Fax+44 2037271007
Financial AdviserCanaccord Genuity
Phone+44 2075238000
StockbrokerCiti
Phone+44 2079864000
Fax+44 2079862266
RegistrarCapita Asset Services
Phone+44 8716640300
Fax+44 2086392342
StockbrokerNumis Securities Limited
Phone+44 2072601000
Fax+44 2072601001
Remuneration ConsultantKepler Associates
Phone+44 2079307730
Fax+44 2079307733
Financial AdviserCommerzbank AG
Phone(020) 7653 7000
Fax(020) 7653 7400
SolicitorSlaughter and May
Phone+44 2076001200
Fax+44 2070905000