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Paragon Banking Group PLC Fundamentals

Company NameParagon Banking Group PLCLast Updated2021-09-24
IndustryMortgage FinanceSectorFinancial Services
Shares in Issue250.819 mMarket Cap£1.38 bn
PE Ratio11.90Dividend per Share£0.14
Dividend Yield3.89Dividend Cover2.51
EPS£0.36EPS Growth (%)-0.27
PEG0DPS Growth (%)-0.3206
Debt Ratio0.2052Debt Equity Ratio2.6398
Asset Equity Ratio12.8666Cash Equity Ration/a
Quick Ratio0Current Ratio0
Price To Book Value1.1477ROCE0

Paragon Banking Group PLC Dividends

TypeEx-DatePay DateCurrencyNet DividendYear Total
Interim2021-07-012021-07-23GBP0.0720
Prelim2021-01-282021-02-26GBP0.1440
Prelim2020-01-092020-02-17GBP0.1420
Interim2019-07-042019-07-26GBP0.0700
Prelim2019-01-102019-02-18GBP0.1390

Paragon Banking Group PLC Company Financials

Assets202020192018
Tangible Assets£66.10 m£57.30 m£56.80 m
Intangible Assets£170.10 m£171.10 m£169.30 m
Investments000
Total Fixed Assets000
Stocks000
Debtors000
Cash & Equivalents000
Other Assets£103.50 m£72.20 m£3.80 m
Total Assets£15.51 bn£14.40 bn£14.49 bn
Liabilities202020192018
Creditors within 1 year000
Creditors after 1 year000
Other Liabilities000
Total Liabilities£14.35 bn£13.29 bn£13.41 bn
Net assets£1.16 bn£1.11 bn£1.07 bn
Equity202020192018
Called up share capital£261.80 m£261.60 m£281.60 m
Share Premium£119.00 m£118.60 m£94.50 m
Profit / Loss£118.40 m£159.00 m£181.50 m
Other Equity£1.16 bn£1.11 bn£1.07 bn
Preference & Minorities000
Total Capital Employed£1.16 bn£1.11 bn£1.07 bn
Ratios202020192018
Debt Ratio£0.79£0.84£0.87
Debt-to-Equity£3.79£5.10£6.46
Assets / Equity12.866612.866612.8666
Cash / Equityn/an/an/a
EPS£0.36£0.49£0.56
Cash Flow202020192018
Cash from operating activities£1.03 bn£397.90 m£1.07 bn
Cashflow before financing£703.00 m-£93.40 m£96.00 m
Increase in Cash£700.20 m-£85.10 m-£186.80 m
Income202020192018
Turnover£309.70 m£306.70 m£314.40 m
Cost of sales000
Gross Profit000
Operating Profit000
Pre-Tax profit£118.40 m£159.00 m£181.50 m

Paragon Banking Group PLC Company Background

SectorFinancial Services
ActivitiesParagon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates three core businesses: Mortgages Lending, Idem Capital, and Commercial Lending. The Mortgages Lending includes the Group's buy-to-let, and owner-occupied first and second charge lending and related activities. The Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending and other offerings targeted towards SME customers. The Idem Capital includes loan assets acquired from third parties and legacy assets which share certain credit characteristics with them.
Latest Interim Date8 Jun 2021
Latest Fiscal Year End Date3 Dec 2020

Paragon Banking Group PLC Directors

AppointedNamePosition
2018-05-11Mr. Robert G. DenchNon-Executive Director,Chairman
2008-02-22Mr. Christopher David NewellNon-Executive Director
2021-07-29Mr. Nigel Stewart TerringtonExecutive Director,Group Chief Executive
2014-05-30Mr. Nicholas KeenExecutive Director,Finance Director
2015-07-01Mr. Edward Arthur TillyNon-Executive Director
2020-01-06Mr. John A. HeronExecutive Director,MD, Mortgages
2008-02-22Mr. David Milton Maxwell BeeverNon-Executive Director
2008-12-08Mr. Terence EcclesNon-Executive Director
2021-01-22Ms. Fiona Jane ClutterbuckNon-Executive Director,Chairman
2021-01-22Mr. Alan Keith FletcherNon-Executive Director
2011-08-09Mr. Jonathan Peter Langman Perry CAExecutive Director,Chairman
2021-08-18Mr. Richard James Woodman Executive Director,Finance Director
2005-11-23Mr. Gavin A F LickleyNon-Executive Director
2011-08-09Mr. Pawan PandyaExecutive Director,Chief Operating Officer
2020-09-30Mr. Peter James Norman Hartill Non-Executive Director
2021-01-22Mr. Hugo R. TudorNon-Executive Director,Senior Independent Director
2021-01-22Ms. Barbara Ann Ridpath Non-Executive Director
2020-10-27Mr. Finlay WilliamsonNon-Executive Director
2021-01-22Mr. Graeme YorstonNon-Executive Director
2021-01-22Ms. Alison MorrisNon-Executive Director

Paragon Banking Group PLC Contact Details

Company NameParagon Banking Group PLC
Address51 Homer Road, Paragon House, Solihull, B91 3QJ
Telephone+44 1217122323
Websitehttps://www.paragonbankinggroup.co.uk

Paragon Banking Group PLC Advisors

Remuneration ConsultantDeloitte LLP
Phone+44 1216326000
Fax+44 1216955678
StockbrokerUBS Investment Bank
AuditorKPMG
Phone+44 1212323000
Fax+44 1212323500
Financial PR AdviserFleishmanHillard Fishburn
RegistrarComputershare Investor Services PLC
Phone+44 3707020003
Fax+44 3707036101
StockbrokerJefferies Hoare Govett
Phone+44 2070298000
Fax+44 2070298010
SolicitorSlaughter and May
Phone+44 2076001200
Fax+44 2070905000
BankJP Morgan Chase
AuditorDeloitte LLP
Phone+44 1216326000
Fax+44 1216955678