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H&T Group Fundamentals

Company Name H&T Group Last Updated 11 Dec 2019
Industry Financials Sector Consumer Finance
Shares in Issue (m) 39.74 Market Cap (£m) 128.75
PE Ratio 11.04 Div per Share (p) 11.00
Div Yield 3.49 Div Cover 2.60
EPS 29.35 EPS Growth (%) -5.54
PEG -1.99 DPS Growth (%) 4.76
Debt Ratio 19.64 Debt Equity Ratio 0.76
Net Gearing 16.21 Gross Gearing 24.29
Asset Equity Ratio 1.32 Cash Equity Ratio 10.67
Quick Ratio 10.63 Current Ratio 14.21
Price To Book Value 1.20 ROCE 10.16

H&T Group Dividends

Type Ex-Date Pay Date Currency Net Dividend Year Total
H1 Dividend 05 Sep 2019 04 Oct 2019 GBX 4.70
H2 Dividend 02 May 2019 31 May 2019 GBX 6.60 11.00
H1 Dividend 06 Sep 2018 05 Oct 2018 GBX 4.40
H2 Dividend 03 May 2018 01 Jun 2018 GBX 6.20 10.50
H1 Dividend 07 Sep 2017 06 Oct 2017 GBX 4.30
H2 Dividend 04 May 2017 02 Jun 2017 GBX 5.30 9.20
H1 Dividend 08 Sep 2016 07 Oct 2016 GBX 3.90
H2 Dividend 05 May 2016 03 Jun 2016 GBX 4.50 8.00
H1 Dividend 10 Sep 2015 09 Oct 2015 GBX 3.50
H2 Dividend 07 May 2015 05 Jun 2015 GBX 2.70 4.80

H&T Group Company Financials

Assets (£m) 2018 2017 2016
Tangible Assets 6 6 7
Intangible Assets 18 18 18
Investments 1 1 1
Total Fixed Assets 25 25 26
Stocks 29 34 30
Debtors 75 73 59
Cash & Equivalents 11 9 10
Other Assets 1 1 1
Total Assets 141 142 125
Liabilities (£m) 2018 2017 2016
Creditors within 1 year 8 11 10
Creditors after 1 year 26 23 16
Other Liabilities 0 0 0
Total Liabilities 34 34 26
Net assets 107 108 99
Equity (£m) 2018 2017 2016
Called up share capital 2 2 2
Share Premium 27 27 26
Profit / Loss 14 14 10
Other Equity -0 -0 -0
Preference & Minorities 0 0 0
Total Capital Employed 107 108 99
Ratios 2018 2017 2016
Debt Ratio 19.64 17.69 14.09
Debt-to-Equity 0.76 0.67 0.62
Net Gearing 16.21 18.06 13.28
Gross Gearing 24.29 24.18 20.96
Assets / Equity 1.32 1.32 1.27
Cash / Equity 10.67 8.06 9.72
EPS 29.35 31.07 20.94
Cash Flow (£m) 2018 2017 2016
Cash from operating activities 6 -3 1
Cashflow before financing 3 -5 -1
Increase in Cash 3 -1 -1
Income (£m) 2018 2017 2016
Turnover 143 110 94
Cost of sales 55 47 39
Gross Profit 88 64 55
Operating Profit 14 15 10
Pre-Tax profit 14 14 10
Profit / Loss for the year 2 2 2

H&T Group Company Background

Sector Consumer Finance
Activities H&T Group plc is incorporated in England and is the leading pawnbroking business by size of Pledge Book. The company provides lending solutions designed to meet the financing needs of the individuals in the non-standard credit population. The Directors believe that the UK alternative credit industry in which it operates exclusively is an attractive marketplace that is not adequately serviced by mainstream lenders and, as such, that H&T provides a valuable source of credit to individuals in this part of the market. H&T has a diversifying product portfolio with its core pawnbroking activities being supplemented by activities such as cheque cashing, pay day advances, unsecured lending, jewellery retail and pre-paid debit cards.
Latest Interim Date 13 Aug 2019
Latest Fiscal Year End Date 12 Mar 2019

H&T Group Directors

Appointed Director Position
01 Jan 1997 John Graham Nichols Chief Executive Officer
25 Apr 2006 Peter Denis McNamara Non-Executive Chairman
30 Nov 2012 James Fitzgerald Thornton Non-Executive Director
01 May 2018 Mark Smith Non-Executive Director
01 May 2018 Elaine Frances Draper Non-Executive Director

H&T Group Contact Details

Company Name H&T Group
Company Address Times House, Throwley Way, Sutton, Surrey SM1 4AF.
Company Telephone +44 (0)870 9022 600
Company Website http://www.handtgroup.co.uk/

H&T Group Advisors

Auditor Name Deloitte & Touche LLP
Auditor Address Global House, High Street , Crawley RH10 1DL.
Auditor Website http://www.deloitte.com/
Auditor Telephone +44 (0)1293 510 112
Registrar Name Equiniti
Registrar Address Aspect House, Spencer Road, Lancing, West Sussex BN99 6DA.
Registrar Website http://www.equiniti.com/
Registrar Telephone 0871 384 2030
Broker Name Numis Securities
Broker Address The London Stock Exchange Building, 10 Paternoster Square, London EC4M 7LT.
Broker Website http://www.numiscorp.com/
Broker Telephone +44 (0)20 7260 1000
Adviser Name Numis Securities
Adviser Address The London Stock Exchange Building, 10 Paternoster Square, London EC4M 7LT.
Adviser Website http://www.numiscorp.com/
Adviser Telephone +44 (0)20 7260 1000
Solicitor Name Berwin Leighton Paisner LLP
Solicitor Address Adelaide House, London Bridge, London EC4R 9HA.
Solicitor Website http://www.blplaw.com/
Solicitor Telephone +44 (0)20 7760 1000
Stockbroker Name n/a
Stockbroker Address n/a
Stockbroker Website n/a
Stockbroker Telephone n/a